municipal banks

After China joined WTO, our banking industry has witnessed increasingly severe competition as confronting with comprehensive financial industry and periodical market opening. On the one hand, municipal commercial banks have been restricted in the region and scope of operation.

中国加入WTO后，面对金融业的全面、阶段性的市场开放，我国银行业的竞争日趋激烈，一方面，城市商业银行在经营地域、经营范围等方面受到限制。

However, the reality of local government in the municipal commercial banks in the development of functional changes in the development of not very satisfactory, there is also the government functions "absence"," Offside", "dislocation" and other series of problems.

但是，现实中的地方政府在城市商业银行发展中的职能转变发展不十分令人满意，还存在政府职能缺位、越位、错位等一系列问题。

These problems have constrained the local governments in the development of municipal commercial banks to improve and enhance the functions of the transition, Requires us to change the existing functions of local government a fundamental reflection.

这些问题制约了地方政府在城市商业银行发展中职能转变的改进和提升，要求我们对现有的地方政府职能转变进行根本性的反思。

Hope that this can be for our local governments in the development of municipal commercial banks in the functional position of the scientific development and make whatever contribution.

希望本文能为我国地方政府在城市商业银行发展中职能定位的科学化发展做出力所能及的贡献。

Municipal commercial banks' role in driving regional economic development and their status in the national financial system have become increasingly outstanding, and consequently, they have received extensive attention at home and abroad.

城市商业银行对地区经济发展的推动作用和在国家金融体系的地位日益突出，国内外对其关注度不断提升。